Is “Legal Shield” a Scam? Good Deal or Not?



Is “Legal Shield” a scam or a legit opportunity?  Can you get rich with this multi level marketing (MLM) legal platform and save on legal fees at the same time? Or is it all just sales hype to get you to spend your money and time?

Let’s take a closer look and uncover the truth…


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Is Legal Shield a ScamCompany Name: Legal Shield

Founder: Harland Stonecipher

Price To Join: $149 to get started

My Rating: 6/10



~ The “Legal Shield” Review ~


What Is Legal Shield?

This company has been around in one form or another since the 1970s. It was founded by Oklahoma life insurance salesman, Harland Stonecipher. Originally it was a part of the Sportsman’s Motor Club and was then known as Pre-Paid Legal. In 1983 this company began using multi level marketing (MLM) to sell its legal services, creating business opportunities as well as legal services in one.  After it was bought out by MidOcean Partners in 2011, the name was changed to Legal Shield.

When Harland Stonecipher created this new legal services system, he did it out of necessity. After suffering injuries in a car accident that wasn’t his fault, he found himself facing legal battles as a result of the accident. In order to enable everyone on every budget to be able to afford legal advice and representation when required, Harland formed the idea of what’s now become Legal Shield.

Over the years this platform, just like many MLM schemes, has been called an illegal pyramid system. However, despite the criticisms, the company has remained in business in one form or another for nearly 50 years.


Legal Shield Logo


How Does It Work?

As this review is more about the business opportunity of being involved in Legal Shield rather than from a customer perspective, that’s the angle we’ll be focusing on.

This works in typical MLM fashion. First you pay a monthly fee to be involved in Legal Shield’s business opportunity as an associate. You also receive some basic legal cover and advice for your starting fee and monthly fees. You can then go on to sell Legal Shield’s services to others and make commissions. You can also begin to recruit others into the system by sponsoring them into your down line, where you also make commissions and bonuses on their sales as well. This can lead to handy residual income.

In some ways this is a bit of an easier sell than other MLM product lines out there. Legal fees can be super expensive, so being able to buy into a system that really makes access to various types of lawyers with different specialties affordable, it’s actually a range of products that is quite appealing to the general public; more so that beauty creams, soap powders and dietary supplements.

With most MLM systems, the prices of the products blow out to ridiculous proportions all due to the nature of the business setup. Everyone has to be paid commissions down the line, so a $5 tube of moisturiser ends up costing $35 instead. But with Legal Shield, the price of the legal services actually work out much cheaper than usual, so it’s really a reverse scenario compared to just about all other Network Marketing/MLM schemes.

The idea is that customers purchase pre-paid legal services, kind of a bit like buying insurance. The customer pays their monthly fee per the plan they chose, and they keep paying the monthly fee to remain covered, whether they use the services or not. When a lawyer is required, Legal Shield pay the lawyer their usual fee for the service, but the Legal Shield customer gets the service for a vastly reduced rate due to their Legal Shield membership.

It’s quite a good deal all round, and certainly makes selling the products as an associate somewhat easier.

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Ways You Can Earn

I’ll make a simple and easy to read list of the variety of ways associates can earn with Legal Shield.

  • Personal sales
  • Making commissions from your down line sales
  • Make residual commissions on active memberships that are more than a year old
  • Earn performance bonuses

Make Money With Legal Shield


There are also 7 levels of achievement to be reached as a business member of Legal Shield and they are as follows:

  1. Associate
  2. Senior Associate
  3. Manager
  4. Senior Manager
  5. Director
  6. Senior Director
  7. Executive Director

The higher the level you reach, the bigger the commissions you receive for each sale: Starting at $50 for Associate level, right up to $182.50 for Executive Director level.

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Who Is The Target Audience?

Like all MLMs it’s two fold. On the one hand you might want to cover yourself for legal fees in the future, as well as start a business for yourself; either as a part-time venture, or maybe something that can be turned into a fulltime gig. Those who enjoy working MLM might really like selling Legal Shield products as they are good value.


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The Pros

  • Great value legal packages
  • It’s like insurance for legal services
  • Selling these services is easier than other MLM product lines
  • The commissions are quite reasonable
  • Performance bonuses


The Cons

  • As you are generally paid a year’s worth of commissions upfront for each sale, if someone wants to cancel their membership, you might suddenly find your account in debt
  • It’s MLM, and many MLM systems have developed a reputation for being illegal pyramid schemes
  • It can be hard making money as a Network Marketer, and even harder recruiting others into your down line
  • There have been reports that some associates have failed to receive promised residual income commissions
  • You risk losing your entire down line if you fail to remain a qualified associate


Tools and Training

Whoever brings you into the business will help train you in the workings of this MLM opportunity. There are also motivational and informational seminars on a regular basis which you can attend, as well as training videos and marketing materials.


Legal Shield Compensation Plan

How Much Does “Legal Shield” Really Cost?

$17.95 per month is required to be paid by associates to remain active in the Legal Shield business system. You are also required to make  a minimum of 3 sales per calendar quarter.


Is “Legal Shield” A Scam?

It’s not a scam and actually has some really competitively priced services to sell as an associate. I’m personally not a fan of the hustle and bustle of the MLM model of doing business, but if it’s your thing then you may like this opportunity.


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Darren Burton

Site Owner
I am an author, online entrepreneur and internet marketer. I work from home and anywhere else in the world I choose to work. I've been making a living online since 2010, and you can do it too. I'm here to help.

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